Who we are
CARA Mortgage Services is one of the United Kingdom’s leading mortgage and protection brokers. We were officially voted Best Broker in Scotland in 2019, 2021 and 2024, so you know you are in safe hands.
We provide all the support and guidance that you need on the path to becoming a homeowner, at every stage in the process. At CARA Mortgage Services we have access to more than 12,000 products offered by over 90 lenders, so whether you are a first-time buyer, interested in remortgaging, or pursuing a buy-to-let, we will find the right deal to suit your circumstances and needs.
We are known for our exceptional 5* customer service and for helping clients reach their homeownership goals. Our experienced team will work for you to find the most suitable mortgage on the market based on your circumstances. Well established we've been in business since 2014. Previously known as Carrington Mortgage UK we changed our name to CARA Mortgage Services after a management buy out in 2019. Our service also includes a full review of your protection requirements to ensure that no matter what happens you and your family are always protected. CARA also partners with businesses that can share financial advice on pensions, investments or any solution to your finance needs, ensuring coverage for years to come.
Approachable experts delivering reliable advice, innovative thinking, and service that always goes the extra mile.
We are known for our exceptional 5* customer service and for helping clients reach their homeownership goals. Our experienced team will work for you to find the most suitable mortgage on the market based on your circumstances. Well established we've been in business since 2014. Previously known as Carrington Mortgage UK we changed our name to CARA Mortgage Services after a management buy out in 2019. Our service also includes a full review of your protection requirements to ensure that no matter what happens you and your family are always protected. CARA also partners with businesses that can share financial advice on pensions, investments or any solution to your finance needs, ensuring coverage for years to come.
Lastly, as the mortgage world continues to shift, we, at CARA Mortgage Services, continue working to keep you up-to-date with the developments that most benefit you as homeowners. Get in touch and tell us your homeownership goals, we are looking forward to working with you!
Because we play by the book we want to tell you that...
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Latest CARA News
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Considering a Self-Build?
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What our clients say....
Julie Knight
0 years 6 months 18 days ago
We have used this company, with Luke Kempton & Sophie Beaton several times over the last 7 years, each time we have received excellent service. Our mortgage needs have been quite different each time, but they always found a way to meet our requirements. We will use them again in our next move, and have no hesitation in highly recommending them.
Sarah Charley Lee
0 years 6 months 18 days ago
I cannot recommend CARA enough! I have used them for new mortgages, renewals and insurance policies and they make everything so easy and straightforward. They go a long way to taking burden out of what could be stressful situations. Cannot recommend highly enough!
Shaun MacDonald
0 years 6 months 25 days ago
We are both delighted with the help from Stuart MacMillan. Stuart has been first class and he has guided us through the process of remortgaging our property to get the best deal, and has given us excellent advice and steered us in the right direction throughout. We strongly recommend him and CARA Mortgage services to anyone.
Matt Nicoll
0 years 7 months 30 days ago
We can’t recommend Cara enough! After a very poor experience with a different broker, it was such a relief to find Cara. Every single person we dealt with were fantastic and made us feel so at ease! Special mention to Neil Renwick who went the extra mile for us! Where we thought we wouldn’t be able to get a mortgage, Neil made it possible! Communication was on point, and Neil answered every question we had very promptly - nothing was too much hassle. Thank you very much again! Highly recommended.
Nadine Hinds
0 years 8 months 27 days ago
This is my second time working with CARA, and once again they have gone above and beyond! I got the best insurance deal thanks to Sean, who explained everything clearly and made sure I was fully covered without overpaying. Sophie and Scott were equally fantastic – responsive, supportive, very friendly, and genuinely made the whole process as easy and stress-free as possible. I wouldn’t go anywhere else!