The ins and outs of transferring a mortgage

The ins and outs of transferring a mortgage

Can I move the mortgage to a family member? Can I transfer my mortgage to my children? These are questions that are often asked when people think of transferring or moving their mortgage. For lenders, transferring a mortgage means to move your mortgage to a different property - also known as ‘porting a mortgage’. But you may also be thinking about transferring your mortgage to another person instead.…

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Why has my mortgage application been declined?

Why has my mortgage application been declined?

Having a mortgage application declined can be very frustrating to say the least as it can slow down the process of buying your house. If this has happened to you, you’ll no doubt want to understand exactly why it’s been declined and find out what you can do to turn it around.…

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How does maternity leave affect remortgaging?

How does maternity leave affect remortgaging?

Remortgaging whilst on maternity leave can cause confusion and worry if you’re not sure how to approach this so we’re going to run through why this might affect your application and the approach we recommend you take.…

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What happens if I can't pay my mortgage?

What happens if I can't pay my mortgage?

The majority of us will take on a mortgage with the intention to pay it off, bit by bit. But as we all know, overtime, your circumstances can change and sometimes you can find yourself in financial difficulty which could result in you struggling to pay your mortgage.…

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How is your portfolio performing?

How is your portfolio performing?

If you’ve been a landlord for a number of years, how often do you review your portfolio to see how it’s performing? Here are five key figures from Carrington Mortgage UK worth monitoring on at least an annual basis.…

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Changes For Landlords In 2019

Changes For Landlords In 2019

Since the Housing Act 2004 came into force in 2006, new rules and regulations have flooded into the lettings industry on a regular basis. In 2018 alone, we have seen four new pieces of lettings legislation introduced. Click to find out more.…

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Tax changes for 2018/2019

Tax changes for 2018/2019

While there haven’t been any recent tax announcements that could affect landlords, there are some changes taking effect this tax year that you should be aware of.…

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200 Reviews

200 Reviews

This week at Carrington Mortgage UK we hit the 200 review mark on Facebook.…

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When Not To Remortgage

When Not To Remortgage

Knowing when the right time to remortgage is can sometimes be tricky. You might have heard your friends talking about how they remortgaged the house and added a huge two storey extension, giving them the room they needed for their young family. However, it's important to remember that everyone's circumstances are different and just because that worked for your friend, doesn't mean that it could be the right thing for you too. There are lots of times when we'd advise against remortgaging...…

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